Vinnies No Interest Loans (NILs)
NO FEES. NO CHARGES. NO INTEREST.
To enquire: Call 1800 484 664 or email us at email@example.com
What is NILs?
NILs offers Small Loans up to $1,500 for low income families and individuals across NSW.
How does it work?
The No Interest Loans (NILs) is for individuals and families on low incomes. We give you access to safe, fair and affordable lending, so you can buy the essential items you need.
You can borrow up to $1,500 (or $2,000 if you have experienced family violence). Loans are repaid over a 12-18 month period, and you’ll only have to repay what you’ve borrowed – no extras.
It is worth considering a NILs loan first before seeking other expensive options for credit like a payday loan or rent to buy.
Do I qualify for a loan?
What can I purchase?
How do I apply?
Contact our Vinnies No Interest Loans team on 1800 484 664 or email firstname.lastname@example.org.
Please note that loans cannot be used for the following:
Bonds and rent, food, bills (gas, electricity, telephone, etc.), cash advances, fines or penalties, debt repayment/consolidation, removalist costs (unless leaving family violence), car repairs other than tyres and windscreens, used cars, second-hand goods, lay-by, microenterprise (including tools/equipment to be used for starting up a business), airfares, clothing and bundling small goods (e.g. kettles, toasters, blenders and sandwich press etc.)
Testimonials from NILs recipients:
“I just wanted to say thank you so much for helping me. You don’t realise how much something as simple as running hot water can make your life just that little bit better. Certainly beats heating it up over a fire in a pot. Seriously though, you were amazing. You have got no idea how much I appreciate it. It is a very hard time for us right now but you have helped to make it easier. So again, thank you so much.” RB
“I am grateful to you for your kindness that you displayed by accepting my application for a loan. I was in incredible need for cash as I needed to register my car before getting fined. I am extremely grateful for NILS because the speed that has been shown in processing my application is commendable.” NN