Vinnies No Interest Loans (NILs)
NO FEES. NO CHARGES. NO INTEREST.
To enquire: Call 1800 484 664 or email us at email@example.com
What is NILs?
NILs offers small interest free loans of up to $2000 for low income families and individuals across NSW.
How does it work?
The No Interest Loans (NILs) is for individuals and families on low incomes. We give you access to safe, fair and affordable lending, so you can access the essential goods or services you need.
You can borrow up to $2000. Loans are generally repaid over a 12 month period (longer periods can be accessed if needed), and you’ll only have to repay what you’ve borrowed – no extras.
It is worth considering a NILs loan first before seeking other expensive options for credit like a payday loan or rent to buy.
Do I qualify for a loan?
What can I purchase?
How do I apply?
Contact our Vinnies No Interest Loans team on 1800 484 664 or email firstname.lastname@example.org.
Please note that loans cannot be used for the following:
Food, utility bills, cash advances, fines or penalties, debt repayment/consolidation, vehicle purchase, second-hand electrical goods or baby furniture, lay-by, airfares, clothing (except uniforms) or the bundling of many small goods (e.g. kettles, toasters, blenders and sandwich press etc.)
Testimonials from NILs recipients:
“I just wanted to say thank you so much for helping me. You don’t realise how much something as simple as running hot water can make your life just that little bit better. Certainly beats heating it up over a fire in a pot. Seriously though, you were amazing. You have got no idea how much I appreciate it. It is a very hard time for us right now but you have helped to make it easier. So again, thank you so much.” RB
“I am grateful to you for your kindness that you displayed by accepting my application for a loan. I was in incredible need for help as I needed to register my car before getting fined. I am extremely grateful for NILS because the speed that has been shown in processing my application is commendable.” NN